Vivien Ong Vivien Ong

Shift in Buyer Preferences: The Move Towards Move-In Ready Homes

The real estate market is shifting—buyers today overwhelmingly prefer move-in-ready homes over fixer-uppers. What’s driving this trend, and how should sellers, investors, and buyers adapt? Learn how convenience, high renovation costs, and changing demographics are reshaping homebuying preferences.

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Life Insurance Insights Vivien Ong Life Insurance Insights Vivien Ong

The Evolution of Life Insurance: A Simple Guide to Understanding All Types

Did you know life insurance dates back to ancient Rome? Over centuries, it has evolved into term, whole, universal, and investment-linked policies. Whether you're looking for affordable protection or wealth-building strategies, understanding the history and purpose of each type helps you make the best choice. Dive into this guide to find the right policy for your needs!

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Why Millennials and Gen Z Should Use Life Insurance to Build Wealth and Secure Their Retirement

Think life insurance is just for protection? Think again. For Millennials and Gen Z, cash value life insurance is a game-changer—offering tax-free growth, no withdrawal restrictions, and creditor protection. While traditional retirement accounts come with penalties and tax traps, life insurance gives you complete financial freedom. Learn how the wealthy use it to build tax-free wealth and why you should start now!

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How to Find a Reliable U.S. Life Insurance Company: A Strategic Guide

Choosing the right life insurance company isn’t just about today’s rates—it’s about securing your financial future for decades. From claims processing to financial stability, not all insurers are created equal. Discover how to identify a reliable provider that will stand the test of time.

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Investing in Section 8 Housing in California: Opportunities and Considerations in 2025

With California’s rising rent caps and new landlord incentives, Section 8 housing is becoming an attractive investment. But is it worth the bureaucracy and tenant protections? This guide breaks down the hidden opportunities and challenges for investors in 2025.

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Trump's Influence on the Housing Market: What Investors Need to Know

Trump’s policies reshaped the housing market, impacting construction costs, affordability, and investment opportunities. From tariffs to deregulation, here’s what every investor and homeowner needs to know.

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How U.S. Life Insurance Benefits Foreign Nationals: A Comprehensive Overview

Foreign nationals are turning to U.S. life insurance for wealth protection, tax advantages, and financial security. Discover why these policies are a game-changer for estate planning, business succession, and global financial growth.

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Can You Get Life Insurance with a Mental Illness? Yes—Here’s How

Having a mental health condition doesn’t mean you can’t get life insurance. Learn how insurers evaluate applications, what factors impact coverage, and how to secure the best policy for your needs.

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Protect, Preserve, Pass On: Using Life Insurance in Estate Planning

Life insurance isn’t just for financial protection—it’s a powerful estate planning tool. From covering estate taxes to ensuring fair inheritance, discover how to use life insurance to secure your legacy.

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